<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>China Supplier Financing</title>
	<atom:link href="http://chinasupplierfinancing.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://chinasupplierfinancing.com</link>
	<description>Enabling Your Buying Power!</description>
	<lastBuildDate>Sun, 27 Dec 2009 22:15:29 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.1</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>New Alternatives in Debtor in Possession (DIP) Financing</title>
		<link>http://chinasupplierfinancing.com/new-alternatives-in-debtor-in-possession-dip-financing/</link>
		<comments>http://chinasupplierfinancing.com/new-alternatives-in-debtor-in-possession-dip-financing/#comments</comments>
		<pubDate>Sun, 27 Dec 2009 22:15:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/new-alternatives-in-debtor-in-possession-dip-financing/</guid>
		<description><![CDATA[
The number one worry for managers and owners of companies undergoing a chapter 11 bankruptcy restructuring is: will my business survive? Of course they do have many other worries such as meeting with creditors, creating a turnaround plan, paying employees on time and working with suppliers. One way to ensure the success of the restructuring [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/financing27.jpg"><img src="/wp-content/uploads/2009/10/financing27.jpg" title='' alt='' /></a></div>
<div><br/>The number one worry for managers and owners of companies undergoing a chapter 11 bankruptcy restructuring is: will my business survive? Of course they do have many other worries such as meeting with creditors, creating a turnaround plan, paying employees on time and working with suppliers. One way to ensure the success of the restructuring and the survival of the company is to obtain bankruptcy financing, also known as debtor in possession financing.<br/><br/>DIP financing can help provide the capital liquidity to pay operational costs while the company looks to turnaround the current situation. The problem is that unfortunately, few institutions offer business financing to bankrupt companies. If getting a business loan under normal circumstances is hard, looking for business loans while going through bankruptcy is close to impossible. So, what alternatives are there for medium sized companies?<br/><br/>Factoring financing, also known as invoice factoring, is a viable alternative for debtor in possession financing, especially for small and midsized companies. It solves a very specific problem. Companies that sell to other businesses usually have to wait 30 to 45 days to get paid on their invoices. This can create a serious liquidity problem for companies facing insolvency. Accounts receivable factoring advances funds on these slow paying invoices, providing the necessary capital to operate the business.<br/><br/>A factoring company will usually advance about 80% of your outstanding accounts receivable within one business day of invoicing. The remainder 20%, less the financing fee is advanced once the invoice is actually paid for. Factoring companies will also help you evaluate new customers to determine if they are credit worthy. And of course, if you decide to factor new customers, you won&#8217;t need to worry about waiting 30 to 60 days to get paid either.<br/><br/>Obtaining factoring financing is fairly straight forward. The biggest requirement is that you must do business with credit worthy companies. Aside from that, you must have a reorganization plan that brings your company back to solvency. And lastly, the court will need to approve the financing relationship.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/new-alternatives-in-debtor-in-possession-dip-financing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financing Programs Available For First Time Home Buyers</title>
		<link>http://chinasupplierfinancing.com/financing-programs-available-for-first-time-home-buyers/</link>
		<comments>http://chinasupplierfinancing.com/financing-programs-available-for-first-time-home-buyers/#comments</comments>
		<pubDate>Sun, 27 Dec 2009 13:04:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/financing-programs-available-for-first-time-home-buyers/</guid>
		<description><![CDATA[
The purchasing of your own home has always been part of the American dream but home ownership is more difficult for some then it is for others. Fortunately there are loan programs which help those who might otherwise not be able to purchase their own homes. Many challenges can stand in the way of those [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/financing50.jpg"><img src="/wp-content/uploads/2009/10/financing50.jpg" title='' alt='' /></a></div>
<div><br/>The purchasing of your own home has always been part of the American dream but home ownership is more difficult for some then it is for others. Fortunately there are loan programs which help those who might otherwise not be able to purchase their own homes. Many challenges can stand in the way of those families or couples desiring to purchase a home which will service as their primary residence. This article will look at the role of the FHA, VA State funded guarantee loan programs which bridge the gap for those who might otherwise be unable to purchase a home.<br/><br/>VA Loans<br/><br/>Those who have served in the military or armed forces and some qualifying surviving dependents can obtain low interest loans from the Veterans Administration. These loans are guaranteed by the US Department of Government Affairs and can be used for the purchasing of homes to be occupied as primary residences by individuals and families. Due to the fact that the income requirements and large down payments required to purchase a home were preventing veterans from purchasing homes the VA loan was established to help military personnel to access mortgage loans with better terms and conditions when purchasing a new home. A qualified VA lender can help military veterans and their families purchase their home without the need to come up with a large down payment.<br/><br/>State Funded Loans<br/><br/>Many states have programs which allow their residents to purchase homes at reduced interest rates and with a small or no down payment requirements. These programs which are often used in conjunction with federal loan programs make purchasing a home possible for those that would otherwise be unable to purchase a home for their family. Those wishing to participate in these loan programs must qualify based on income level and purchase a home within the price limits set down by the individual states. Some states only allow first time home buyers to participate in their programs, but as these programs vary from state to state it is best to check the state you will be applying to for more specific information.<br/><br/>FHA Loans<br/><br/>The Federal Housing Association also known as the FHA provides both mortgage insurance and training for prospective homeowners. Their programs are geared to address the needs of low income individuals, couples or families. FHA doesn&#8217;t directly loan the money to prospective homeowners but guarantees loans made by banks and other financial institutions. If a borrower cannot meet the lending institutions standards for large mortgage loans FHA guarantees the payment with insurance which will payoff the loan to the bank and the FHA will take possession of the property. This greatly reduces the risk to the lender. The institution that grants the loan services the loan during its term and reports statistical information back to the FHA.<br/><br/>Traditional mortgage loans used for the purchase of homes require borrowers to deposit up to 10% of the purchase price as a down payment. When borrowers are unable to do so FHA underwrites the loans for buyers who are able to afford the large down payment required by mortgage lenders as part of the purchase package. Until the FHA programs came about many couples and families desiring to purchase a home of their own were unable to do so because of the prohibitiveness of the large necessary down payment.<br/><br/>Another risk group for lenders are those whose credit-worthiness doesn&#8217;t meet the mortgage lenders standards. In this case FHA loans are used for these borrowers who do not meet standard credit approval. Credit for some can be a hard thing to establish thankfully today establishing credit has become much easier then in years past. If an individual has no credit or less then perfect credit programs such as the FHA program allow the banks to reduce the risk by underwriting the loans. Of course the amount of the loan that FHA is willing to underwrite is set down by guidelines and must be adhered to by lenders. Loan amounts that FHA is willing to underwrite can vary depending on the income level and purchase price of the property.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/financing-programs-available-for-first-time-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Power Supply Repair Safety</title>
		<link>http://chinasupplierfinancing.com/understanding-power-supply-repair-safety/</link>
		<comments>http://chinasupplierfinancing.com/understanding-power-supply-repair-safety/#comments</comments>
		<pubDate>Sun, 27 Dec 2009 07:50:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Hardware]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/understanding-power-supply-repair-safety/</guid>
		<description><![CDATA[
It is very important to know the power supply repair safety before you begin to dismantle the equipment. If you accidentally caused a small amount of current to flow through your body, you may get a shock and even death! Always be alert when deals with power supply. Understand how electricity and power supply work [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/china_supplies41.jpg"><img src="/wp-content/uploads/2009/10/china_supplies41.jpg" title='' alt='' /></a></div>
<div><br/>It is very important to know the power supply repair safety before you begin to dismantle the equipment. If you accidentally caused a small amount of current to flow through your body, you may get a shock and even death! Always be alert when deals with power supply. Understand how electricity and power supply work can help you to avoid from electrocuted. Always wears a rubber shoe and have an isolation transformer in your technical department or working area. You may find out more information about isolation transformer by searching on the internet.<br/><br/>If you want to check the hot section in a power supply, always use the one hand ‘rule’ so that it would not complete a path for current to flows through your body just in case if you were to accidentally touched a live connection or cable. If you are tired and weak, do not repair any electronic equipment or else you might end up causing more problems for the equipment by replacing a wrong component. Take a break and come back to tackle the problem when you are fresh again.<br/><br/>Always use original part numbers for replacement when dealing with components in the critical section such as the fuse area. If the fuse rating is 3 ampere, then you must replace it with the same value which is 3 ampere. Sometimes a slightly higher ampere such as 3.15 ampere may be acceptable. Do not use a 10 or 15 ampere for replacements otherwise fire may occurred due to over current because the fuse may not melt.<br/><br/>The main filter capacitor with a high capacitance and voltage must be installed in the correct location. The positive marking at the capacitor must be inserted to the hole where it printed (+) and a negative marking to (-). A wrongly installed filter capacitor can cause the filter capacitor to explode and may injure your face if you are near to it. In some severed cases, the blown capacitor may burn the power supply as well.<br/><br/>Lastly, don’t because of this information explained above scared you away from repairing a power supply. Just make sure you understood the power supply repair safety first and things will become easier. Understanding the safety procedure above can protect your life.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/understanding-power-supply-repair-safety/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>9 Financing Options For Your Home Remodeling Project</title>
		<link>http://chinasupplierfinancing.com/9-financing-options-for-your-home-remodeling-project/</link>
		<comments>http://chinasupplierfinancing.com/9-financing-options-for-your-home-remodeling-project/#comments</comments>
		<pubDate>Sun, 27 Dec 2009 02:31:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/9-financing-options-for-your-home-remodeling-project/</guid>
		<description><![CDATA[
You have a remodeling project in mind and you can&#8217;t wait to get started. It will create space in your home that you never thought existed. You have put your ideas on paper and then it hits you-how will we pay for this home project?For many homeowners sitting down and discussing the financing of a [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/financing43.jpg"><img src="/wp-content/uploads/2009/10/financing43.jpg" title='' alt='' /></a></div>
<div><br/>You have a remodeling project in mind and you can&#8217;t wait to get started. It will create space in your home that you never thought existed. You have put your ideas on paper and then it hits you-how will we pay for this home project?<br/><br/>For many homeowners sitting down and discussing the financing of a home remodeling project is a scary thought. Most homeowners have no idea what remodeling projects cost until they get the first estimate. They then discover that major kitchen makeovers can cost more than most people make in a year. Home additions often cost as much as what you originally paid for your existing home. When it is time to discuss adding on or major renovations you will want to know what your options are for financing the project.<br/><br/>Here are 9 options for financing your home project:<br/><br/>Use Your Savings<br/><br/>If at all possible try to plan saving to do your project. This is the least expensive way to pay for your project. No need to borrow money so you will not have to pay any interest. Just remember to put some money aside for the inevitable emergency.<br/><br/>Borrow From Family or Friends<br/><br/>This is an option that needs to be mentioned but not one I would recommend for obvious reasons.<br/><br/>Use a Credit Card(s) <br/><br/>Most homeowners have access to these. Interest rate is normally high and potential for huge penalties such as late fees, etc. No tax deduction and should be considered as a last resort.<br/><br/>Take Out a Construction Loan<br/><br/>Apply for just enough to cover the cost of the project. They usually carry higher interest rates and work for homeowners that have no or little home equity. Compare different loans from different lending institutions you are considering. These are not tax-deductible which is an important consideration.<br/><br/>Get Financed By Your Contractor<br/><br/>Ask your contractor if he offers this service. Compare different loans from different contractors you are considering. Most of these loans are very high interest weighted and should be one of the last options you consider. No tax deduction.<br/><br/>Refinance Your Home<br/><br/>You will need enough equity in your home to start this process. Compare refinancing rates with a few lenders. Tax-deductible.<br/><br/>Borrow Against Your Retirement Account<br/><br/>If you are fortunate to have money saved away for retirement you can try this way. In most cases you actually pay interest to yourself using this method. Verify this with your account manager. You do lose the interest you could have been making if the money was invested. Another draw back is that you might have to payback the entire loan all at once if you lose your job-beware of this!<br/><br/>Home Equity Loan<br/><br/>Usually a shorter term loan than your first mortgage. You need adequate home equity. It is usually distributed in a lump sum. Normally tax deductible. Once again compare rates with different lenders.<br/><br/>Home Equity Line of Credit<br/><br/>Usually a shorter term loan than your first mortgage. Sufficient home equity is needed. With this loan you only need to borrow what you need at that time. Normally tax deductible. Comparative shopping for the best rates is advised.<br/><br/>Trying to discover the best way to pay for your home remodeling project can be stressful and almost always brings homeowners back to reality. Be patient, consider all your options, shop for the best possible rates, and plan for success.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/9-financing-options-for-your-home-remodeling-project/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financing For Lap Band Bariatric Surgery</title>
		<link>http://chinasupplierfinancing.com/financing-for-lap-band-bariatric-surgery/</link>
		<comments>http://chinasupplierfinancing.com/financing-for-lap-band-bariatric-surgery/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 23:10:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Weight Loss]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/financing-for-lap-band-bariatric-surgery/</guid>
		<description><![CDATA[
Lap band bariatric surgery is one of the fastest growing options for permanent weight loss today. One of the questions that often cross a persons mind as they contemplate this surgery is what options are available for lap band surgery financing. Due to this surgery alleviating many obesity related medical issues, Medicare has started paying [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/financing11.jpg"><img src="/wp-content/uploads/2009/10/financing11.jpg" title='' alt='' /></a></div>
<div><br/>Lap band bariatric surgery is one of the fastest growing options for permanent weight loss today. One of the questions that often cross a persons mind as they contemplate this surgery is what options are available for lap band surgery financing. Due to this surgery alleviating many obesity related medical issues, Medicare has started paying for gastric bypass surgery.<br/><br/>Once Medicare started to pay for this surgery many major insurance companies followed suit. But there are still some people that do not fall into either of these categories and will have to pay for this procedure out of their own pocket. While many lap band surgery centers now perform this surgery for around $10,000, most people are not able to write a check at the time of the surgery. So, they will require lap band bariatric surgery financing.<br/><br/>There are actually a number of companies that lend for elective medical surgeries. These companies will usually try to come up with a financing plan that will fit into your budget and can offer payments as low as $100 per month. This will fit into the budget of most people and if you have medical issues caused by obesity, you are probably paying out at least that amount each month for doctor visits and medication.<br/><br/>What makes this even easier is that most gastric banding clinics are pretty much one stop shops. They are experts at handing this surgery from start to finish. They will help with all your preop education and paperwork. Most of these clinics have preferred financing companies that they work closely with to secure bariatric surgery financing for their patients that need it.<br/><br/>Making the decision to have weight loss surgery can be a big one, but it can change your life and give you back your health. This surgery is becoming much more affordable to almost anyone that is in need of the procedure. It is good to know that there are financing options available to those who need financing.<br/><br/>If you have been obese for several years and have tried many other weight loss methods, you may want to give some serious consideration to lap band surgery. Physicians have begun recommending it as a solution for people that have had long-term problems with diabetes, high blood pressure and other serious obesity related medical conditions.<br/><br/>The surgery cannot be paid for on a week&#8217;s salary, but with financing for lap band surgery becoming more common, this surgery has become an option for a large number of people who could benefit from it.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/financing-for-lap-band-bariatric-surgery/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The China Coffee</title>
		<link>http://chinasupplierfinancing.com/the-china-coffee/</link>
		<comments>http://chinasupplierfinancing.com/the-china-coffee/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 17:27:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Coffee]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/the-china-coffee/</guid>
		<description><![CDATA[
Chinese tea is well known around the world. Chinese coffee is not. But that will soon change. China slowly has entered the growing of gourmet coffee and they have the perfect natural resources: high mountains, great soils, nice wet climate, plenty of cheap labor and the culture to dominate. They even made the Coffee agriculture [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/china_supplies42.jpg"><img src="/wp-content/uploads/2009/10/china_supplies42.jpg" title='' alt='' /></a></div>
<div><br/>Chinese tea is well known around the world. Chinese coffee is not. But that will soon change. China slowly has entered the growing of gourmet coffee and they have the perfect natural resources: high mountains, great soils, nice wet climate, plenty of cheap labor and the culture to dominate. They even made the Coffee agriculture report. This year&#8217;s coffee report calls for major production improvement and output record levels for Chinese coffee producing regions. The Chinese output will so far exceed expected output that it will also cause the world&#8217;s production to exceed expectant levels.<br/><br/>Still will the excess coffee the wholesale prices continue to increase? However as demand is not able to keep up with supply look for prices to plummet. Also the quality of the Chinese coffee is far less that its South American counterparts. Many consider Costa Rica, Brazil and Columbia to have the finest coffee in the world. The China coffee is not even close in terms of quantity or quality and much of the Chinese coffee is a robusta bean. The Latin America coffee countries only produce Arabica bean which is a far superior bean. The Chinese coffees are also lacking in the production of certified organic coffee. The Chinese coffee is very young and needs some time to mature. Also it is very small but as it grows and people are able to share techniques and resources watch out.China could become a major player like they are in the tea market and most of the other manufacturing. They definitely have the climate and mountains and other national resources. And the people. And the people with the resolve to get it done.<br/><br/>And the economy of scale to make it a success. Watch out Columbia. World coffee production in the current season will be greater than previously expected and will set a record, the Agriculture Department said today. In its weekly report on world agriculture, the FDA department put the global coffee crop at over 96 million bags, up 1.3 million from the previous forecast and over ten percent or approximately over 12 million bags above last year&#8217;s crop.<br/><br/>Improved prospects in Africa, the leading coffee-growing countries was the main factor in the higher estimate, the report said. Kenya and Nigeria commented that short term agriculture programs were finally taking effect and helping with production. Other cited factors included improved water, water supply and consistent water along with improved farming techniques and farming co-ops. The farming co-ops allowed farmers to share resources and best practices which allowed much improvement in production levels.<br/><br/>China currently grows coffee in the Yunnin province &#8211; in the far southwest corner. Near Tibet you have some great mountain regions and a ton of rain. And shade grown would not be an issue. Chinese coffee &#8211; it even has a nice ring to it.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/the-china-coffee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financing Investment Properties Easily With Cheap Property Loans</title>
		<link>http://chinasupplierfinancing.com/financing-investment-properties-easily-with-cheap-property-loans/</link>
		<comments>http://chinasupplierfinancing.com/financing-investment-properties-easily-with-cheap-property-loans/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 17:26:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Equity Loans]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/financing-investment-properties-easily-with-cheap-property-loans/</guid>
		<description><![CDATA[
Financing investment properties is an important step to master if you want to maximise your real estate profits. Find out how to handle your mortgage lender and grab the best bargains for your property loans.When it comes to financing investment properties, there are two major families of property loans that you can choose from: adjustable [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/financing36.jpg"><img src="/wp-content/uploads/2009/10/financing36.jpg" title='' alt='' /></a></div>
<div><br/>Financing investment properties is an important step to master if you want to maximise your real estate profits. Find out how to handle your mortgage lender and grab the best bargains for your property loans.<br/><br/>When it comes to financing investment properties, there are two major families of property loans that you can choose from: adjustable rate mortgage and fixed rate mortgage<br/><br/>As your property loans are long term investments that will tie you down for the next 10 to 30 years, it&#8217;s crucial that you pick the type of mortgage loan that is perfect for your needs.<br/><br/>What is an Adjustable Rate Mortgage and When is it Right for You?<br/><br/>Adjustable rate mortgages are property loans where the interest rates will rise and fall according to the current market interest rates. The interest rates will usually be fixed for the first few years and it will vary for the remaining years.<br/><br/>When the prevailing interest market rates are too high, the most effective way to avoid being tied down by costly property loans is to go for a adjustable rate mortgage.<br/><br/>If you are paying for your property loans with returns from other financial assets, it makes sense to go for a adjustable rate mortgage if the returns are tied with market interest rates as well.<br/><br/>However when you have an adjustable rate mortgages, your mortgage payments become unpredictable and it is harder to manage your expenses when financing investment properties.<br/><br/>Depending on the terms of your property loan, your interest rate can vary every month, every 6 months or every year. If your loan interest rates increase drastically, your monthly mortgage payments will skyrocket and you may be forced to sell your investment property because you can no longer afford it.<br/><br/>When do You Choose a Fixed Rate Mortgage for Your Property Loans?<br/><br/>Fixed rate mortgages are the traditional type of property loans that have been around for years. As the name suggests, your interest rates will be locked in at the same rate for the entire loan period.<br/><br/>During periods such as economic recessions where interest rates hit rock bottom, it&#8217;s actually a good idea to choose a fixed rate mortgage so that you can enjoy cheap monthly mortgage payments for the years to come.<br/><br/>For fixed rate mortgages, choosing the duration of your loan is an important decision. With a short loan period such as 15 years, you will forking out less money for your interest payments and get to own your investment property debt-free quicker.<br/><br/>However the downside to a shorter loan period is that your monthly mortgage payments will be a lot higher. That&#8217;s why you have to make sure that rent from your tenants combined with your own salary will be enough to cover your property loans even during periods of vacancy.<br/><br/>What can you do if the current interest rates are too high but you want a stable way of financing investment properties? Then you can look for a mortgage lender who offers convertible mortgage loans where the interest rates will vary initially but you will be given the chance to convert it to a fixed rate mortgage after a certain number of years.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/financing-investment-properties-easily-with-cheap-property-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will China&#8217;s New Five-Year Plan Force U.S. Utilities to Ration Your Electricity?</title>
		<link>http://chinasupplierfinancing.com/will-chinas-new-five-year-plan-force-u-s-utilities-to-ration-your-electricity/</link>
		<comments>http://chinasupplierfinancing.com/will-chinas-new-five-year-plan-force-u-s-utilities-to-ration-your-electricity/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 17:15:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Economics]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/will-chinas-new-five-year-plan-force-u-s-utilities-to-ration-your-electricity/</guid>
		<description><![CDATA[
According to China’s Ministry of Land Resources, China plans to build up “sufficient reserves” of uranium and other minerals, in a new five-year government plan. The ministry said it would be stockpiling strategic reserves of uranium, copper, aluminum and other key minerals because of rising demand for those commodities. The Chinese also wish to avoid [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/china_supplies7.jpg"><img src="/wp-content/uploads/2009/10/china_supplies7.jpg" title='' alt='' /></a></div>
<div><br/>According to China’s Ministry of Land Resources, China plans to build up “sufficient reserves” of uranium and other minerals, in a new five-year government plan. The ministry said it would be stockpiling strategic reserves of uranium, copper, aluminum and other key minerals because of rising demand for those commodities. The Chinese also wish to avoid supply disruptions by hoarding uranium and other minerals, over the next few years.<br/><br/>Until now, you’ve probably taken for granted a steady, reliable source of electricity. A large part of your dependable energy came about because of the nuclear energy generated by the 103 nuclear reactors in 30 states. Without a steady supply of uranium to power those nuclear reactors, the U.S. electrical transmission network suffers a 20 percent loss. China’s new five-year plan to stockpile uranium had better be a Wake-Up Call to U.S. utilities. If they missed the import of China’s announcement, we are all going to be in a heck of lot of trouble before this decade ends.<br/><br/>Since June 2004, we have warned of supply disruptions for uranium. David Miller, who has since become President and Chief Operating Officer of Strathmore Minerals, argued at the time, “In my opinion, no one has any extra uranium to sell on the spot market. There’s just not excess inventory that people are unloading in the spot market.” We interviewed Miller again in November 2005, for an article entitled, “China Demand for Uranium, World Growth in Electricity Demand to Drive Uranium Price Higher.” Miller warned us, “China is the future wild card… what they are planning for nuclear is probably the most aggressive program in the world.” Miller added in his explanation, “All the new production is already factored into the future market for uranium. We’re underwater right now without building one more nuclear power plant.”<br/><br/>In mid April, during an interview with Sprott Asset Management Market Strategist Kevin Bambrough, we asked him about the Chinese. He answered, “Why shouldn’t they have strategic uranium reserves to supply their nuclear reactors? It makes sense to have a good stockpile of uranium considering the relative cost of nuclear power versus anything else.” And now, the Chinese plan to build up a strategic reserve of uranium for their aggressive nuclear program.<br/><br/>In another interview, also published in April, Gene Clark, CEO of TradeTech LLC warned us, “In reality, the U.S. utilities, which tend to wait longer to contract, may be the ones on the losing end because the Chinese and the Indians will contract early. The implication of current group-think is that the Chinese and Indians are not going to be able to find enough uranium for their new plants. But, they are committing for supplies way out into the future. When the U.S. utilities come to the market, they’re going to look around say, ‘Oh blankety- blank, what happened? Where’s the uranium?’ They’ll be the ones that sat around. I think that is what’s going to happen unless things really change in the way contracting is done in the United States.”<br/><br/>U.S. utilities have been cautioned, warned and advised that the Chinese demand for uranium could very well create a serious energy crisis for the U.S. grid. Nuclear reactors help supply the baseload generation for the U.S. electrical grid. Nuclear power plants provide stability to the electricity transmission network. About one-fifth of electrical generation is derived from nuclear power. Nuclear plants are running at more than 89 percent capacity. U.S. utilities are fiddling around like Nero, who watched Rome burn, hoping that promises of increased uranium production will stem the dramatic uranium price rise.<br/><br/>Severe strains in natural gas supplies, combined with the ongoing uranium supply squeeze, could very well put U.S. consumers on rations for their electricity. Can’t happen, you say? Ask the Brits about how business was conducted in their country, in late 1973 and early 1974, during the Arab oil embargo crisis. Or more recently, California’s rolling brownouts.<br/><br/>An electrical energy crisis is in the making, while U.S. utilities are patiently hoping or praying the price of uranium stop climbing. UxC President Jeff Combs wasn’t kidding when he urged U.S. utilities, during our interview, to “support the expansion of (uranium) production in the United States.” And if you don’t let your local utility know about the upcoming electrical energy crisis, then perhaps it will be your lights they may someday be turning out. The irony of ironies: All of those sweet anti-nuclear folks in Vermont, who depend upon nuclear energy for more than 70 percent of their electricity? They’ll be the first to suffer the most, if U.S. utilities don’t respond to China’s five-year plan.<br/><br/>COPYRIGHT © 2007 by StockInterview, Inc. ALL RIGHTS RESERVED.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/will-chinas-new-five-year-plan-force-u-s-utilities-to-ration-your-electricity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bootstrap Financing Your Way to Business Success</title>
		<link>http://chinasupplierfinancing.com/bootstrap-financing-your-way-to-business-success/</link>
		<comments>http://chinasupplierfinancing.com/bootstrap-financing-your-way-to-business-success/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 07:41:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/bootstrap-financing-your-way-to-business-success/</guid>
		<description><![CDATA[
Do you need to start or grow your business but have little money? Before you look to banks and similar sources of financing, why not bootstrap your way to business success?A bootstrap is a small loop of leather or other material that is found on the top rear or sides of a boot. The purpose [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/financing39.jpg"><img src="/wp-content/uploads/2009/10/financing39.jpg" title='' alt='' /></a></div>
<div><br/>Do you need to start or grow your business but have <br />little money? Before you look to banks and similar <br />sources of financing, why not bootstrap your way to <br />business success?<br/><br/>A bootstrap is a small loop of leather or other <br />material that is found on the top rear or sides of a <br />boot. The purpose of the bootstrap is to help you <br />pull your boot on.<br/><br/>In business, bootstrapping has come to mean helping <br />oneself without seeking outside help. It means using <br />your own resources to finance, promote, and develop <br />your business.<br/><br/>Here, then, are some ways of financing your own <br />business by using your own initiative and depending <br />less on outside bank financing.<br/><br/>1. Operate a Home-Based Business<br/><br/>Operating your business from home could save you a <br />fortune. First of all, you eliminate the costs of <br />expensive commercial rent, commuting, et cetera.<br/><br/>As well, your business use of home expenses would be <br />deductible for income tax purposes. Since your home <br />is your base of operations, your travel and automotive <br />expenses from your home to clients would be deductible.<br/><br/>2. Accept Credit Cards<br/><br/>Rather than financing receivables and assuming the risk <br />for bad debts, why not accept credit card payments?<br/><br/>For more information about accepting credit cards, visit: <br />http://www.yenommarketinginc.com/creditcards.html<br/><br/>3. Drop Ship Products<br/><br/>Rather than financing and stocking inventory yourself, <br />consider drop shipping.<br/><br/>With drop shipping, when you make a sale you contact <br />the manufacturer or authorized distributor who ships <br />the product to the customer with your invoice and <br />shipping label. Advantages include no warehousing, <br />shipping, or inventory costs.<br/><br/>For more information about drop shipping, visit <br />http://www.yenommarketinginc.com/dropship.html<br/><br/>4. Use Your Customer`s Money<br/><br/>Selling memberships, subscriptions, gift certificates, <br />and coupon books are just a few ways of getting your <br />clients to pay upfront. Obtaining advance deposits <br />and retainers from your customers can help finance your <br />business operations and reduce or eliminate the need <br />for bank financing.<br/><br/>5. Licensing<br/><br/>Instead of trying to finance the manufacturing and <br />marketing of your invention, which could cost millions <br />of dollars before you have your first sale, why not license it <br />to a company with the necessary expertise and capital? <br />You will then receive royalties in return for your idea.<br/><br/>For more information about licensing, visit: <br />http://yenommarketinginc.com/licensing.html<br/><br/>6. Other Bootstrap Financing Methods<br/><br/>Aggressively control costs, barter, get extended terms from <br />suppliers, establish strict credit and collection policies <br />and procedures, rent (or lease) instead of buying equipment, <br />buy used equipment instead of new, sell off excess inventory <br />and equipment, obtain free publicity instead of paying for <br />advertising, and do whatever else is necessary to generate <br />cashflow and profits.<br/><br/>In these ways and many others not listed here, you may be <br />able to start and grow your business successfully with very <br />limited capital. Thus, you will avoid having to obtain <br />expensive debt or equity financing.<br/><br/>Many who were unable to obtain financing from any other source <br />have successfully bootstrapped their way to business success.<br/><br/>For more information about financing your business, <br />visit: http://www.yenommarketinginc.com/financing.html<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/bootstrap-financing-your-way-to-business-success/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Economic Role Of Agriculture In China</title>
		<link>http://chinasupplierfinancing.com/the-economic-role-of-agriculture-in-china/</link>
		<comments>http://chinasupplierfinancing.com/the-economic-role-of-agriculture-in-china/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 06:29:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[International Business]]></category>

		<guid isPermaLink="false">http://www.chinasupplierfinancing.com/the-economic-role-of-agriculture-in-china/</guid>
		<description><![CDATA[
The &#8220;Chinese economic miracle&#8221; seems to have captured the whole world&#8217;s attention, especially when it comes to production, manufacturing, sourcing, FDI inflow to China etc&#8217;. But do we know about the biggest sector in the Chinese labour market &#8211; the agricultural sector?The PRC inherited a ruined country, exhausted from both man made disasters such as [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/china_supplies29.jpg"><img src="/wp-content/uploads/2009/10/china_supplies29.jpg" title='' alt='' /></a></div>
<div><br/>The &#8220;Chinese economic miracle&#8221; seems to have captured the whole world&#8217;s attention, especially when it comes to production, manufacturing, sourcing, FDI inflow to China etc&#8217;. But do we know about the biggest sector in the Chinese labour market &#8211; the agricultural sector?<br/><br/>The PRC inherited a ruined country, exhausted from both man made disasters such as warlords, civil wars, occupation, and natural disasters, droughts, famine, and floods.<br/><br/>During the Mao era, the Chinese government carried out a wide ranging land reform in the rural areas. Farmers with little or no land were given land of their own, significantly arousing their enthusiasm for production. Overall in Mao&#8217;s period, China&#8217;s agriculture developed slowly, with some golden times such as 1953-57 when the yearly gross output increased by 4.5% on average.<br/><br/>Under Mao, the conceptual role of agriculture was imperative. The Chinese farmer was basically the equivalent to the Soviet blue collar proletarian, thus the importance of the farmers in the class struggle was fundamental.<br/><br/>After 1978 and under the reforms, China introduced the household contract responsibility system, linking remuneration to output, and started to dismantle the people&#8217;s commune system, eliminating the links between organizations of state power and economic organizations. Contracting land out to farmers altered the distribution form of land and mobilized the farmers&#8217; enthusiasm for production. As a result, for six years following 1978, agricultural output grew more than twice as fast as the average growth rate over the previous twenty five years.<br/><br/>The reforms made the market play a basic role in adjusting supply and demand situation for agricultural products and allocating resources, and aroused the farmers&#8217; creativeness and enthusiasm for production.<br/><br/>On the whole, the reformist thrust of China&#8217;s economic policy since 1978 has benefited agriculture, as it has benefited the economy in general. Nevertheless, after 30 years of reforms, the sector is still behind most of the other sectors in the Chinese economy.<br/><br/>The economic and political role of agriculture in contemporary China -<br/><br/>1. Food security. In an extremely large and populated country like China, the concept of food security is fundamentally important. The task of feeding its people has been perhaps the first priority of its rulers throughout history.<br/><br/>2. Political and social stability. The farmers of China are known to have a &#8220;rebellious spirit&#8221;, which is well documented in the history books. When famine, war, or other extreme conditions took place, the farmers of China, whom use to be the majority of the population, and remain to be the largest group of China&#8217;s people, chose to strike. Thus, there is a consensus that there is no stability without the farmers / agriculture, and in order to avoid &#8220;da luan&#8221; &#8211; big chaos, the farmers must be kept quiet and content. At present still, the farmers of China are the largest, yet under-represented group, which holds the keys to stability in China.<br/><br/>3. Employment tool. The concept of agriculture as an employment tool in China is a bit of a paradox. On the one hand there is a massive scale of labour surplus in the agricultural sector, resulting in underemployment or even unemployment. On the other hand, agriculture remains to be the biggest sector responsible for the employing feeding, and consequently keeping social and political order of around 60% of China&#8217;s population.<br/><br/>4. GDP share. The reforms in the early 1980s initially increased the relatively share of the agricultural sector. The share of agricultural output in the total GDP rose from 30% in 1980 to 33% in 1983. Since then, however, the share of agriculture in the total GDP has fallen fairly steadily, and by 2003 it was only 14%. These figures indicate a relatively small share of the agricultural sector, nevertheless a noteworthy one in the overall performance of the Chinese economy.<br/><br/>What are the main obstacles to the agricultural sector in China than?<br/><br/>1. Natural resources and disasters. At the beginning of the 21st century, China has still to face and deal with a number of severe ecological / environmental problems, some are the consequences of human mistakes, and some are simply a result of &#8220;mother nature&#8217;s&#8221; course. The main problems are water supply, i.e. shortage, wastage and quality. In the agricultural context, irrigation is likely to be the most important factor.<br/><br/>2. Education. Chinese policy documents state that national modernization depends on accelerating quantity-quality transition in the countryside, because a large &#8220;low quality&#8221; rural populace hinders progression from tradition, poverty and agrarianism to modernity and prosperity.<br/><br/>3. Technology. The standard of a country&#8217;s agriculture is appraised, first and foremost, by the competence of its farmers. Poorly trained farmers are not capable of applying advanced methods and new technologies. Deng Xiaoping always stressed the prominent of science and technology in the development of agriculture. He said &#8211; &#8220;The development of agriculture depends first on policy, and second on science. There is no limit to developments in science and technology, nor to the role that they can play&#8230;.in the end it may be that science will provide a solution to our agricultural problems&#8221;.<br/><br/>Accordingly, China is seeking technology transfer in the agricultural sector, formed by joint ventures with international collaborators.<br/><br/>4. Limited investment from government. Between the Second and Fifth five-year plan periods (1958-1962 and 1976-1980), agriculture&#8217;s share of capital construction and other relevant forms of investment made available by the state remained a little over 10%. In 1998 agriculture and irrigation accounted, respectively, for less thsn 2% and 3.5% of all state construction investment.<br/><br/>5. Limited inflow of FDI &#8211; foreign direct investment. Most sectors in China enjoy an enormous inflow of FDI, which particularly helped in 2 dimensions &#8211; technology transfer and capital availability. The lack of an outside funding, accompanied with a reduced local funding contributed to the deterioration of the agricultural sector.<br/><br/>In conclusion, the agricultural sector in China, unlike other sectors in the Chinese economy, is still rather under developed, and requires a substantial boost from both the local and the international community. It is my prediction than, that more and more foreign investors will discover its enormous potential and act accordingly.<br/></div>
]]></content:encoded>
			<wfw:commentRss>http://chinasupplierfinancing.com/the-economic-role-of-agriculture-in-china/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
